4 Myths About Worker's Comp Benefits That You Need To Learn The Truth Behind
Accidents are a part of life, but accidents in the workplace should not be considered common. Unfortunately, an estimated 150 workers die on the job from hazardous conditions each day in the United States. In accidents that result in death, workers are not able to receive worker's compensation benefits. However, if you are on injured on the job, you do have the ability to collect these benefits. Of course, proper understanding of the claims process is imperative to ensure you receive sufficient compensation for time and money lost at work and medical expenses. By learning the truth behind these common myths, you will have a better understanding of filing for worker's comp.
You Do Not Need a Lawyer
One of the most common things workers believe is that they do not need a lawyer to help them through the claims process. In some instances, this is true, since many employers have systems in place to handle claims directly with the employee, but it is always beneficial to consult a legal professional.
You most likely do not have experience in or knowledge of the process of filing and receiving worker's compensation benefits. While there may be a fee when hiring an attorney, having professional advice will reduce the time and stress associated with receiving your benefits. To learn more, contact a law firm like Prediletto, Halpin, Scharnikow & Nelson, P.S.
Your Employer Must Be At Fault to Receive Benefits
Another common misconception regarding worker's comp is that your injury must be caused by your employer in order for you to receive benefits. This is another myth that should be addressed so workers have the right understanding.
Your employer must pay worker's compensation benefits if you are injured on the job, no matter how your injury was caused. Faulty equipment, another employee's negligence, or excessive wear and tear on your body may all constitute a worker's comp injury.
Your doctor will be able to provide detailed information regarding the root cause of your injury, allowing your employer and any legal professionals involved to review your case accordingly.
You May Be Fired for Filing a Claim
Many workers avoid telling their employer about an injury for fear they will lose their job. Unfortunately, this is a serious problem that can lead to permanent physical damage.
If you are injured on the job, be sure to notify your employer immediately. You will be required to undergo a medical evaluation after sustaining your injury. If the doctor believes that you are unable to continue working or that you will require medical treatment before going back to work, you can begin filing the worker's compensation claim.
It is against the law for your employer to fire you for filing a worker's comp claim. Do not have any fear when filing, and begin the process immediately.
You Must See your Employer's Doctor Only
Seeing a doctor recommended by your employer may make you feel uneasy, since you may feel they have the employer's best interests in mind. However, this is not true.
Medical doctors have taken an oath to provide effective and efficient healthcare to their patients at all times. Your employer's doctor should follow this oath, examining, diagnosing, and treating you in the best manner possible.
It is important to note that certain states allow workers to choose their own doctors after suffering from a workplace injury. No matter if you see your own personal doctor or a doctor recommended by your employer, be sure to get a second option.
A second opinion will help you understand your injury in detail, ensuring you are receiving a proper evaluation, diagnosis, and treatment.
With proper understanding, you can move through the worker's comp claims process in an efficient and effective manner. Learning the truths behind these common myths will help you when and if you are injured on the job.