When you were recently involved in a car accident, you might have assumed that your insurance company would handle the claim like they were supposed to. Now, though, you might be disappointed by the way that your car insurance company has handled the accident that you have been involved in, and you could be wondering what your next steps should be. Although this is not usually necessary when you're involved in a car accident, there are times when you might need to hire an insurance litigation attorney. Basically, this is a lawyer who will help you file a lawsuit against your insurance company. You might need to do this after a car accident if any of these things have happened.
Your Insurance Company is Taking Too Long to Handle Your Claim
Your insurance company is supposed to take care of car accident claims in a reasonable period of time. If you have notified your insurance company of your accident and have not heard back from them for weeks or longer, or if your insurance company has accepted your claim but has not paid out what they were supposed to pay out yet, then you might not think there is anything you can do. If your insurance company is taking much longer to handle your claim than they should have, though, you don't have to keep waiting before you take action. Instead, you can contact an insurance litigation attorney to help you with speeding things along and taking necessary action.
Your Insurance Company Did Not Properly Investigate Your Claim
Your insurance company has to perform certain investigations when handling a car accident claim. If your car insurance company has not properly investigated your claim like they are supposed to, then they might not know the facts of the case. If you think this might be true, an insurance litigation lawyer might be able to help you.
Your Claim Was Denied Without a Good Reason
Insurance companies deny car accident-related claims for a number of different reasons. However, if your insurance company has denied your claim without a good reason, then you don't just have to accept their decision and pay out-of-pocket for all of your car accident-related costs. Meet with an insurance litigation lawyer and give them the facts about your case and any paperwork that you have about your claim denial, and they might just be able to help you.
For more information on insurance litigation, contact a company like Berg Plummer Johnson & Raval, LLP.